Frankfort, KY — An investigation led by the Fraud Division of the Kentucky Department of Insurance (DOI) resulted in court-ordered restitution of $19,380 and a five-year diverted jail sentence for a Pike County woman. 32-year-old Courtney B. Saunders, of Pikeville, pled guilty to a Class D felony of insurance fraud after DOI identified 39 false medical records submitted by Saunders to AFLAC. Saunders submitted false claims over a two-year period from July 2015 – December 2016. Insurance giant, AFLAC paid Saunders $19,380 in claim reimbursements, and reported the suspected fraud to DOI. DOI subsequently launched an investigation in October 2017. Saunders received pre-trial diversion, allowing her to avoid jail time as long as she reports to Probation and Parole, remains alcohol-free and drug-free, and does not commit further offenses. Additionally, Saunders may not possess a firearm.